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What is Pradhan Mantri Vidyalakshmi Loan Scheme? Education Loan

In present times it is not easy to give good education to the children, because the education system is becoming very expensive day by day. because of which the poor and poor family Even though the children are good in studies, due to lack of money, they are unable to take further education. In view of these problems of poor and poor family Central government ne Vidya Lakshmi Scheme is launched.

 

Under this scheme, ministries and departments have been appointed for the education of children. Scholarship Scheme Money is brought through. What is Vidyalakshmi Loan Scheme? Giving you detailed information about this.

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What is meant by Vidyalakshmi loan scheme

For the students who are unable to complete their studies due to lack of money, the central government has Prime minister Vidya Laxmi Yojana has been launched. This portal was started by the Modi government of the Center in the name of Vidhya Laxmi Yojana (launch) on 15 August 2015, the website address of this portal www.vidyalakshmi.co.in Is. Through this portal, you can get all the information related to scholarship and education loan.

There will also be a common application form for education loan on this portal, from which the loan can be applied for. official on portal Scholarship The application form is also available for, as well as complaints related to loans and scholarships can also be done on this portal.

Purpose of Pradhan Mantri Vidyalakshmi Yojana (Purpose Of Scheme)

The purpose of launching this portal by the government is to solve the problem of taking loans from banks for technical training of students, higher education abroad or in the country. students through this portal www.vidyalakshmi.co.in But after getting the information of all the banks of the country related to the loan, you can apply for a loan in the bank according to your convenience by filling a form. Through this portal, you can get the status of loan passing and the information about the loan given by the government related to all types of courses. Through this portal, information about scholarships to students provided by the government can also be obtained.

Features of Vidyalakshmi Portal (FeaturesOf Vidyalakshmi Portal)

  • Providing information about educational loan schemes of all banks in the country.
  • To provide facility to apply for all types of educational loan(s) through a single form.
  • Facility to provide information about the status of the loan.
  • To provide facility to email queries, complaints by students regarding educational loan.
  • To provide information and application facility related to government scholarship to the students.
  • 39 banks have registered 70 types of educational loan schemes on Vidyalakshmi portal.

Benefits of Vidya Laxmi Yojana (Benefit Of Scheme)

With the help of Vidya Laxmi Yojana, students will be able to continue their education. Under the scheme, students can avail 22 types of loans from 13 banks through the portal, and will be able to take loan from the bank as per their requirement. Along with the loan related information, the scholarship information will also be uploaded on the portal by the bank. Due to the unified platform for availing loan, students will not have to wander around for education loan.

Under this scheme, if you apply for an education loan up to Rs 4 lakh, then you will get this loan jointly with your parents, and there is no need to deposit any kind of security. .

If you apply for a loan between Rs 4 to 6.5 lakh, you will have to give a third person guarantee. If the loan amount exceeds Rs.6.5 lakh, the bank may ask you to mortgage a property.

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Application for loan in Vidyalakshmi Yojana (How To Apply For Loan,

  • After completion of registration in Vidya Laxmi Yojana, you will get an email id and password.
  • After this you will be able to login after entering email id and password.
  • For education loan, you fill the common education loan form.
  • To take education loan under Vidya Laxmi Yojana, you have to apply for loan as per your convenience.
  • After the loan is approved, you can get all types of information on this portal.
  • Hope this post of ours will be helpful for you, if you have any question or suggestion related to the post, then you can tell us through comment box.

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